What to Expect at Closing: A Seller’s Checklist

Outline the documents, steps, and timeline for a smooth closing

What Happens at Closing?

Closing is when ownership of your home officially transfers to the buyer. While it sounds straightforward, there are many moving parts.

Pre-Closing Steps for Sellers

1. Review Your Settlement Statement: This document outlines all credits and debits.
2. Resolve Any Final Repairs: If negotiated, ensure all repairs are complete.
3. Gather Your Documents: Including your government-issued ID, house keys, garage remotes, and appliance manuals.
4. Cancel Utilities and Services: Set final readings and disconnect dates.

What You’ll Sign at Closing

• Deed: Transfers ownership to the buyer.
• Bill of Sale: Covers any personal property included in the sale.
• Closing Disclosure: Details transaction costs and final numbers.
• Affidavits & Certifications: Required legal disclosures.

Timeline to Expect

For a traditional sale, closings typically happen 30–60 days after signing a contract. For direct cash sales, closings often happen in as little as 7–14 days.

Bottom Line: Knowing what to expect helps prevent last-minute surprises. Whether selling traditionally or to a cash buyer, preparation is key to a smooth closing day.